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Auto Insurance

Finding Auto insurance coverage in Charleston, IL has never been easier. Matching you with our many providers can find you an affordable auto insurance policy. At Bob Oetting & Associates, we do the shopping for you by getting quotes from multiple highly rated insurance companies -finding you the best coverage at a reasonable price. With an abundance of carriers, we offer our clients many discounts! 

Auto Insurance Options

Liability Coverage
Auto liability insurance helps cover the costs of third parties injuries and property damage if you cause an accident.

Comprehensive Auto Insurance
Comprehensive coverage is a kind of auto insurance coverage that protects your vehicle against damages not caused by a collision.

Medical Payments Coverage
An optional addition to your auto coverage, medical payments coverage pays for funeral or medical costs of covered passengers and drivers when an accident occurs. This insurance kicks in regardless of fault.

Collision Coverage
An optional addition to your auto coverage, medical payments coverage pays for funeral or medical costs of covered passengers and drivers when an accident occurs. This insurance kicks in regardless of fault.

Personal Injury Protection
PIP can help cover lost wages and medical bills when you or any of your passengers are injured in a car accident. This coverage is also optional.

Recreational Vehicle Coverage 
Feel protected when traveling knowing that your motorized or towable vehicles, trailers, and campers covered. 

Seth Higgins

Personal Lines Representative

Seth Higgins is a Property and Casualty producer specializing in Personal Lines. He works primarily with individuals seeking Home, Auto, Personal Umbrella, Renter’s policies, and any other personal lines insurance needs. Seth is a...
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David Lough

Personal Lines Representative

David joined the Oetting team in 2024 and has over 18 years of insurance experience. He resides in Tuscola with his wife and golden doodle. David spends his free time out on the golf course.
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Check out our Health Insurance Options

Check out our Health Insurance Options

At Bob Oetting & Associates, we offer coverage on Home, Auto, Health, Life, Business, Farm & Crop, and Investments.