Senior Solutions

Specialists at Bob Oetting and Associates LLC offer personalized plans such as Medicare supplements, Medicare Advantage, long term care and many other coverage options to help you plan for retirement and beyond.

Health Insurance

Do you need health insurance but are not quite Medicare age? See us for a complete line of health insurance. We are sure to find something to meet your needs.

 

Medicare Advantage

A Medicare Advantage plan provides a managed health plan style of  health maintenance organization (HMO), preferred provider organization (PPO). This type of plan is intended to reduce the cost of health care and improve quality of care.

 

Medicare Supplements

Medicare supplements, often referred to as Medigap policies, will help pay health costs that traditional Medicare Part A and Part B will not cover.

 

Medicare Part D Plans

A Medicare Part D plan will assist with the cost of prescription medications. Each plan has a certain list of medications that will cover, called a formulary. The plan you choose may depend on your prescription needs.

 

Life Insurance

Life insurance is a purchase unlike any purchase you may ever make. Life insurance ensures your family will have the resources needed to pay for your final expenses associated with your death. Life insurance purchases are securing financial assistance for your family.

 

Long Term Care Insurance

Long term care comes in many different forms, and can be very helpful to cover costs for comfortable living as we age.  These policies may include options for home health care, adult daycare, assisted living, and nursing home care, just to name a few.

 

Let us help you by getting in touch

As we age, it is crucial that any health issues that come along don’t become a burden, and that we’re ready for a safe retirement! Here at Bob Oetting & Associates LLC, we understand this. We will take the time to make sure you understand your options. Contact us at 217-345-7063 or give us a little information about your needs below!