You have two shopping options. One company offers you many different options, to help you find the best choice while the other company can only offer one option. Which company would you choose to do business with?
If you said the company offering many different options, you should be talking to an Independent Insurance Agent. Independent Insurance Agents work with multiple highly rated insurance companies to find our clients the value.
First, let me take a step back and let you know how an independent agency works. When we get a request for a quote, we will complete a quote information sheet. This takes about five minutes . We will ask various questions to take advantage of multiple discounts our carriers offer http://boboettingandassociates.com/five-ways-to-save-on-insurance/
Once we have this information, we compare quotes with our insurance carriers. This is the real beauty of the independent agent. Rather than taking a one size fits all approach, we can find the best fit for coverage and price.
There are many situations where these multiple options can provide value to consumers. For example, let’s say there is a teenage child in the household with a bad driving history. We can put that driver in a high risk company while keeping the rest of the vehicles and drivers with a standard company.
Another situation where this comes in handy is households where a spouse has one business vehicle insured on a commercial auto policy while the other vehicle is insured on a personal auto policy. We work with companies that will still give a multi vehicle discount if both the commercial and personal policies are written with them.
These are just a couple examples of the value an Independent Insurance Agent can provide. Do you want to see what kind of plan we can customize for you? Give us a call at 345-7063 or e-mail us at [email protected]